Work out what you would need to borrow in seconds. Set the vehicle price, your deposit and the term, then let us come back to you with the figures that apply to your circumstances.
Move the sliders to see how the price of the car and the deposit you put down change the amount you would need to finance.
A longer term usually means smaller monthly payments but more interest over the whole agreement.
Amount you would need to finance
£9,500
over 48 months, with £500 down
Your monthly payment depends on the rate a lender offers you. Send us your figures and we will come back with a personalised illustration before you commit to anything.
This planner is for illustration only. It shows the amount left to finance after your deposit and does not include interest, fees or any other charges. It is not an offer of finance and all applications are subject to status.
We are a credit broker, not a lender. We look across our panel and put your application to the lender we think fits you best — then show you the full figures in writing before anything is signed.
Finance is subject to status and affordability checks. We never guarantee acceptance, and we will always tell you plainly where you stand.
Car finance can feel daunting, particularly if your credit history is less than perfect. Starting with the numbers you control — the price and the deposit — makes the rest of the conversation far easier.
See straight away how much you would need to borrow once your deposit is taken off, so you can set realistic expectations before you start looking at cars.
Adjust the vehicle price, deposit and term to try out different scenarios based on your own circumstances and the sort of car you have in mind.
The RightDrive planner is online whenever you need it and free to use, so you can work through the numbers in your own time with no pressure.
Working out the borrowing figure first helps you avoid committing to an agreement that stretches your monthly budget further than is comfortable.
Knowing roughly what you want to borrow narrows your search, so you can focus on the cars that genuinely suit your budget.
Understanding the moving parts of a finance agreement means you can ask better questions and choose the option that fits you best.
A few simple steps can put you in a better position before you apply.
The more you put down, the less you need to borrow — which usually means a smaller balance to repay over the life of the agreement.
Monthly payments are higher over a shorter term, but you own the car outright sooner and pay less interest overall.
Knowing what is on your file — and correcting anything that looks wrong — puts you in a stronger position before you apply.
Take a price from our forecourt and drop it straight into the planner above.
Tell us the figures you have landed on and one of our team will talk you through the options available from our lender panel. We will explain everything in plain English before you decide anything.
Car Finance Made Simple. Browse the forecourt, or start with a chat about what you can comfortably afford — whichever feels easier.
Or call us directly: 02392 378474
