Used cars lined up inside the RightDrive showroom
Soft search first — no footprint to start

Apply for car finance

Start your application with RightDrive Car Finance in a couple of minutes. We'll look at your situation properly, explain your options in plain English and never pretend a decision is guaranteed.

Apply online in minutesPanel of trusted UK lendersAll credit histories considered
Your details stay with our team

Start your applicationRightDrive smiling logo mark

Answer a few short questions and we'll come back with a clear view of what's realistic for you. No obligation, and no decision is ever guaranteed — we'll always be straight with you.

  • Takes about two minutes
  • A soft search to begin with
  • A named person handles your enquiry

Prefer to talk it through? 02392 378474

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Pick your car type 🚗

Benefits

Why finance your next car with RightDrive?

We keep car finance simple, honest and free of pressure — whatever your credit history looks like.

A soft search to start

Our first look uses a soft search, so you can see what may be available without a hard footprint on your credit file.

Quick, clear answers

Send your details and a real person comes back to you with what your options look like — no chasing, no jargon.

All credit histories considered

Good credit, fair credit, CCJs, defaults or self-employed income — we look at where you are now, not just your past.

Flexible deposit options

Part exchange, cash deposit or low-deposit terms — we'll talk through what fits your monthly budget. All subject to status.

Ready to start your application?

Send us your details and we'll come back with your options — starting with a soft search.

Get my budget
Why buy from RightDrive

How we work with you

FCA-regulated broking

Credit broking done properly

No pressure selling

Advice first, decision yours

Real people, local team

Based in Fareham, PO16 9DR

Checked used stock

Inspected before handover

In their words

What our customers say

The team were so professional. I would recommend to so many people.

M Jeffrey

Purchased a Mercedes-Benz C-Class

Very happy leaving the store with my new car with my wife. Thank you very much to Danny, Mary and all the team.

I Rodrigues

Purchased an MG ZS

Excellent service from the young lady called Hannah. Totally recommend.

L Butler

Purchased a Peugeot 3008

Everything was explained clearly and nothing felt rushed. Straightforward from start to finish.

S Khan

Purchased a Ford Kuga

They found us the right family SUV and kept the monthly payments where we needed them.

D & T Miller

Purchased a Kia Sportage

Friendly, helpful staff who made buying my car stress-free and easy.

G Davies

Purchased a Kia Sportage

Available now

Cars you could apply for today

Ask about our stock
Simple four-step process

How car finance works

From first enquiry to collecting the keys — here's exactly what happens, with no surprises along the way.

1

Tell us about you

Share a few basic details online. We use a soft search to understand your position and give you a realistic idea of your budget before you start looking.

  • Soft search first
  • No obligation
  • A clear monthly budget
2

Choose your car

With a budget in mind, picking a car is far easier. Browse our checked used stock or tell us what you're after and we'll help you source it.

  • Inspected vehicles
  • HPI checked
  • No pushy sales staff
3

Sign digitally

No mountains of paperwork. Upload your driving licence, confirm your details and sign your agreement from your phone or laptop.

  • Simple ID check
  • Plain-English terms
  • Ask us anything
4

Collect the keys

Once everything is approved and signed, collect your car from us in PO16 9DR or ask about delivery. Warranty options are available.

  • Handover at our site
  • Warranty options
  • Aftercare support

RightDrive Car Finance is a credit broker, not a lender. Finance is subject to status, affordability checks and lender approval — we can't promise acceptance, and we won't pretend otherwise. Your representative example, APR and monthly figures are shown on your personalised quote before you commit to anything. Want the detail first? Read how it works.

Got questions?

Frequently asked questions

Our first eligibility check is a soft search, which doesn't leave a visible footprint on your credit file for other lenders to see. If you decide to go ahead, the lender will carry out a full credit check and we'll tell you before that happens.

Ready to start your application?

Send us your details and we'll come back with your options — starting with a soft search.

Get my budget

Question not covered here? Call our team on 02392 378474 or visit us at PO16 9DR. You can also send us a message.