Simple, clear and no pressure

How car finance works at RightDrive

We've taken the stress, the jargon and the awkward paperwork out of car finance. Talk to us about your budget first, choose your car second, and know exactly where you stand at every stage.

A panel of UK lenders
Quick to get started
Costs explained upfront
Used cars lined up inside the RightDrive showroom
Step-by-step guide

From first enquiry to keys in four simple stepsRightDrive smile logo mark

Here's exactly how RightDrive Car Finance guides you through buying your next car.

1

Tell us what you're looking for

Share a few details and one of our advisers will talk through what's realistic for your situation. No pressure, no jargon — just an honest conversation about what you can comfortably afford.

  • Quick to complete
  • A real person reviews it
  • Clear next steps
2

Choose your vehicle

Once you know the sort of budget you're working with, choosing a car gets much easier. Browse our current stock online or ask us to look for a specific make and model on your behalf.

  • Fully checked vehicles
  • HPI checked
  • No pushy sales staff
3

Complete the paperwork

We'll tell you exactly which documents a lender needs — usually your driving licence, proof of address and proof of income — and help you get them over to us without the usual back and forth.

  • Straightforward checks
  • Deposit options discussed
  • Terms explained in full
4

Collect your car

When everything is agreed and signed, you can collect the keys from us or we can talk through delivery. We'll go over your agreement one more time before you drive away.

  • Handover walkthrough
  • Warranty options
  • Aftercare you can call
The RightDrive way

Why our process puts you in control

Traditional car buying asks you to fall for a car first and worry about the finance afterwards. We do it the other way round, so you're only ever looking at cars that genuinely fit your budget.

Assessed properly, not judged

Your circumstances get looked at fairly. We'll tell you honestly what's likely and what isn't, rather than making promises nobody can keep.

A panel of UK lenders

We're a credit broker, not a lender, so we can approach a range of finance providers, including those used to complex credit histories.

Deposit options discussed

Whether you have money to put down or not, we'll show you how it changes the agreement so you can decide what suits your budget.

One named adviser

You'll deal with a real person who knows your case, answers your questions and keeps you posted, from first call to handover.

Where you'll see the finance figures

Every vehicle listing carries its own finance information, and your personal quote sets out the term, the total amount payable and any fees before you commit to anything. Rates depend on your circumstances and the lender's assessment, so we won't quote a figure until we've looked at your application properly.

RightDrive Car Finance is a credit broker, not a lender. Finance is subject to status and affordability checks. Ask us anything you're unsure about on 02392 378474.

A quick 60-second check

See if you're ready to applyRightDrive smile logo mark

Four quick questions to help you work out whether it's worth having a conversation with us. It isn't an application and it isn't a decision — a lender makes that.

Question 1 of 425% complete

1. Are you over 18 years old?

Guidance only · finance is subject to status
Got questions?

Frequently asked questionsRightDrive smile logo mark

The things customers ask us most about the RightDrive Car Finance process.

Yes, you're welcome to apply. We work with a panel of UK lenders, including those who consider applicants with CCJs, defaults or a limited credit history. Every application is assessed on its own merits by the lender, so we can't promise an outcome — but we'll always be straight with you about your options.

Question not covered here? Give our team a call on 02392 378474.

View all FAQs

RightDrive Car Finance

Car Finance Made Simple · PO16 9DR · Call us on 02392 378474