Car Finance Made Simple. Tell us where you stand and we'll look at what's realistically available — no judgement, no pressure, and no promises we can't keep.
All credit histories considered
Applications reviewed on your circumstances today
Deposit & no-deposit options
We'll explain what's realistic for you
Plain, no-pressure advice
A named advisor from start to keys
Based in Fareham, PO16 9DR
Come and see the cars in person
A look at what's ready to view today. Every car here can be bought outright or applied for on finance, subject to status.
Plenty of people come to us expecting to be judged. You won't be. Tell us the honest picture and we'll tell you honestly what may be possible.
A low score isn't the whole story. We look at where you are now and what you can comfortably afford each month.
Straightforward income checks, without needing years of complex accounts before we can talk properly.
Past problems don't automatically rule you out. Tell us the situation and we'll be honest about the options.
If you haven't got a deposit saved, say so early. We'll look at what a lender may consider without one.
Income from pensions, carer's allowance and other benefits can be taken into account as part of an application.
Been declined by a bank or another dealer? We'll take a fresh look, with no promises made before we've checked.
Ask us before you apply anywhere. We'll explain the process and what happens to your credit file at each stage.
Send us a few details online or over the phone. We'll talk through your budget and what you're hoping to drive.
We approach lenders on your behalf and come back to you with what's realistically available for your circumstances.
Once you know your budget, pick from the forecourt or tell us what you're after and we'll try to source it.
Paperwork is kept simple and can be signed digitally. Collect the keys at our Fareham site or arrange delivery.
Finance is subject to status, affordability checks and lender approval.
A short set of questions to get started — no long forms and no jargon to wade through.
We keep you posted while your application is with our lender panel, rather than leaving you guessing.
Whether you have a deposit ready or nothing at all, we'll tell you how it changes your options.
Talk to us however suits you. Ask as many questions as you need before making a decision.
Excellent, average or poor credit history — the rate offered depends on your personal credit file.
The same person from your first enquiry through to choosing the car and handing over the keys.
If your question isn't here, ring us and ask. There's no obligation and nobody will push you into anything.
Read all FAQsWe'll always tell you what kind of search is being carried out before anything is submitted, and what that means for your credit file. If you'd rather talk it through first, call us and ask.
Send a few details and one of our advisors will come back to you. No hard sell, and no assumptions made about your credit history.
Finance is subject to status, affordability checks and lender approval. We'll always explain what happens next before anything is submitted.
